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New practical guides about coverage, claims, deductibles, and real-life insurance questions.

Consumer Rights
How to Dispute a Total Loss Valuation From Your Insurer
When an insurer declares your vehicle a total loss, the next major question is how much the car was worth immediately before the loss. If the…
Coverage & Claims
Does Car Insurance Cover Catalytic Converter Theft?
Catalytic converter theft can be easy to recognize: you start the car and suddenly hear a much louder exhaust sound than usual. Because the converter sits…
Insurance Basics
Can the Wrong Garaging Address Cause a Car Insurance Claim Denial?
A wrong garaging address on your car insurance policy can create problems, but it does not automatically mean every claim will be denied. What matters is…
Accidents & Loss
When Should You Pay Out of Pocket Instead of Filing a Car Insurance Claim?
Knowing when not to file a car insurance claim usually starts with the size and certainty of the loss. Paying out of pocket can make sense…
Consumer Rights
What Is the Appraisal Clause in Car Insurance?
A car insurance appraisal clause is a policy provision that may provide a formal way to resolve a disagreement about the amount of a covered vehicle…
Coverage & Claims
Does Car Insurance Cover a Fallen Tree or Branch on Your Car?
Does car insurance cover a fallen tree or branch on your car? It often can if your policy includes comprehensive coverage. Comprehensive is the part of…